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READERS SHARE WAYS TO SAVE
Save change: Even pennies and nickels will add up after a while. Find an old jar or something with a lid and start tossing in whatever you've decided to save. At the end of the day, turn your pockets wrong side out, check the jacket pockets and toss the change into the container. When you see one type of coin building up some, get a coin wrapper at you bank, roll those coins and make a deposit in a new savings account. (Most banks will let you start one for $10 or so.) Keep at it and by the end of the year you will probably have an extra $100 or so you didn't think you could save.
Stop shopping: Unfortunately, a lot of folks 'go shopping' for entertainment after work or on weekends--buying stuff they don't need, have no place to store, and can't afford. Think long and hard about the difference between wants and needs.
Eat at home: Some folks eat out up to 90 percent of the time and it's expensive, as well as not nearly as healthy as cooking at home. Think portion size.
Drink water: Instead of soda, use tap water over bottled. This saves you money and calories.
Deposit: Any refund checks, gifts, bonuses from work, etc., in that savings account and watch those dollars add up fast.
Pick up recyclables:Collect them and turn them in for cash. An acquaintance took plastic grocery bags on his walks an picked up the discarded soda cans. He always filled one, sometimes two bags each day. Several times a year he turned them in for cash and one year, he took in over $400--just for cans. He says it was a win-win--he got some exercise his doctor told him he needed--and got paid for doing it. (Besides, he helped clean up our world a little in the process.)
Eat breakfast at home: Take you own coffee instead of buying a muffin and coffee at work. That $2 to $3 a day for coffee and $1.75 for a muffin adds up in a hurry. It is possible to save well over $1,000 in a year jsut by cutting back on a few things.
If you have hints or ideas to share, send them to PennyWise, Box 518, Kadoka, SD 57543 or e-mail them to pennywise@gwtc.net. If you send me your name and address, I'll send you a FREE copy of the PennyWise Newsletter. Please mention the High Plains Journal when you write.
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