ISSUE DATE: 05/09/2011
By Jennifer M. Latzke
There's a list of things to consider when deciding to start an agritourism business. What activities should we offer? Why would people be drawn to our farm or ranch? Where's our labor pool and how much time do we want to commit to this enterprise?
But the one thing that concerns many operators is liability insurance.
Creating a plan
No one plans on having an accident at an agritourism enterprise, but it's important that operators have plans in place to handle accidents when they arise.
Concerns about liability coverage are rising among small business owners. According to the National Federation of Independent Business, in 2004 a survey showed 30 percent of small business owners ranked the cost and availability of liability insurance as the second most important insurance concern--following health insurance.
"Liability is the No. 1 question we get," said Becki Rhoades, with the Kansas Department of Commerce Agritourism Promotion division. "One of the things we encourage is a holistic approach to risk management, versus just buying a policy."
Ag broadcaster Ron Hays named DASNR Champion AgChat Foundation celebrates 1-year anniversary FSA deadlines approaching Layers of protection include liability insurance Legislators benefit from LeadAR focus on economic, rural development New ag publications available Opportunities abound for Arkansas agritourism Preferred stock Sen. Roberts addresses symposium on agroterrorism Soil, nitrogen, weeds on post-flood checklist Students have 'designs' for southern Sudan The clock is ticking for NBAF construction Wild Women of the Frontier seeks new members
Ag Water Enhancement Program applications open April report pegs corn supply at 5% of total use ASA joins Alliance to Feed the Future Camp Rocky will teach youth about natural resources Comparing continuous and rotated corn Eureka farmer selected as America's Farmers Grow Communities winner Evaluate corn stands now for emergence Extension to host wheat production workshop Farm rally draws a crowd Field crop scout training offered May 10 Governor leads drought tour Groundwater research is topic of seminar Herbicide residuals can affect planting after failed wheat Kan. cleared to reopen water dispute with Neb. KGFA elects new chairman K-State hosts ag events K-State to host Wheat Field Day May 31 Planting corn Questions remain about corn and soybean demand 'Re-Born to the Land' conference set for May 18 in Amarillo Resource updated for Ark. rice growers Soybean buyers explore feed industry Tractor safety program offered in Smith Center UNL Extension to host plant ecology, management short course USW cooperators share OVA program results, insights USW hosts Japanese milling executives Western Neb. family wins award Wheat Diagnostic School offered May 11 to 12
4-H Beef Cow Camp is June 7 Beef promotions to feature local cattle farmers Beef Quality Conference videos available online Black cherry trees can harm livestock CEP committed to sustainable ag Consider early weaning for the beef herd Consider using grass for replacement heifers DNA tech in beef cattle is focus of conference Extension to dedicate new 4-H livestock barn Governor congratulates Irsik & Doll for 50 years in business Hogs bring economic stimulus to Missouri Iowa Beef Industry Council seats new directors, re-elects officers Iowa's Best Burger winner named Juniors will 'Follow the Red Angus Road' Market cattle to genetic potential MSGA Mid-Year Meeting set for June 9 to 10 at MSU MSGA works to ensure ranchers' voices are heard on bison management NCBA submits comments on school nutrition standards NMSU announces Endowed Dairy Chair Sheep growers benefit from low supply, high demand Stockgrowers discuss Animal Disease Traceability Framework Study to focus on feed efficiency of beef cattle Take steps to slow cattle thieves U.S., Colombia reach trade deal USMEF VP testifies in congressional funding hearing Volunteers needed for Miles of Smiles
Balancing the budget on empty stomachs Blast destroyed more than levee Spring flooding
Frontier Farm Credit pays $4.75 million in patronage Government accountability, bottom to top Header transport offers true tracking High commodity prices make for vexing 2012 farm bill debate In other agribusiness news... Just a scoop full New castration tool stops bleeding New skid steer loaders launched Pioneer Hi-Bred takes regional approach to hybrid development True passions displayed World Pork Expo offers excursions
Amarillo livestock auction report Apache livestock auction report Cool spring temps slow snowmelt, delay grass growth Cool temps, intermittent rain limits fieldwork Dalhart livestock auction report Despite cool temps, small grains advance Dodge City cattle sales report Ft. Smith livestock auction report Georgia livestock auction summary Goldthwaite sheep sales report Grain market close Hay prices steady High Plains slaughter news report Joplin livestock auction report Kansas hay moderate Many producers receive rain Most of state gets some precipitation OKC West livestock auction report Pratt 3 p.m. cattle sales report Pratt livestock auction report Presho livestock auction report Rains continue, soaking the southeast Range, pasture feed conditions mostly very poor to fair Salina livestock auction report Spring planting progress slow Springfield livestock sales report Tama feeder cattle auction report Tulsa livestock auction report Warmer and drier weather West Plains regional cattle sales Wheat harvest active in south central Texas Wheat sees solid gains, then losses Winter wheat rated in mostly fair to poor condition With continued precip, minimal planting progress made Woodward livestock auction report Wyobraska cattle auction report
Approval of Roundup Ready alfalfa brings promises, challenges Extension to host management intensive grazing school Managing nutrition of grazing cattle Pine Ridge and Badlands Grazing and Bird Tour set for May 17 to 18 Quality Forage Bermuda Hay program closing energy value gap Ranchers, county assess Melrose grass fire losses Students praise Grazing School for Novices
Adding organic matter in spring can improve garden soil Afton 4-Her named a top youth volunteer Alexander Ranch receives conservation award Control of orchard grass in lawns not easy Dickinson 4-H hosts Wild Bill Kick 'Em Up Beef Shoot-out Feed the need Groen ideal for large family Keep food safe during power outages Master Gardener classes now offered Meditation for 5-9-11 MU Extension to host food preservation classes Soups travel well Texas Ag Open breaks fundraising record Tips for growing peaches UNL to host ServSafe program for food handlers