Rural Development program can assist Kansas homeowners with home repair
If your house is in need of essential repairs this spring, USDA Rural Development has low-interest loans and grants available to help eligible families make needed home improvements.
USDA’s Home Repair loans have a fixed interest rate as low as one percent and typically may be repaid over a term of 20 years. Grants are available to help applicants who are 62 or older, and who cannot repay a loan, remove health and safety hazards or to make the home accessible for a disabled family member. Homes repaired with these funds must be located in communities of less than 20,000 people or in rural areas.
Examples of eligible home repair projects include repair/replacement of storm doors, windows, steps, furnaces, water heaters or roofs, as well as construction of a storm shelter. Funds can also be used for insulation, electrical, plumbing, septic and water systems, and to provide accessibility for persons with disabilities.
To be eligible for a repair loan, the family must qualify based on income, own and live in the home to be repaired, lack personal resources to pay for needed repairs, have a good credit history, limited assets and have repayment ability.
In 2013, USDA Rural Development provided more than 100 grants and loans to rural Kansas homeowners for repairs totaling more than $560,000. For more information about USDA’s Home Repair Loan Program, contact the USDA Rural Development office closest to you:
Garden City Area Office, 620-275-0211, ext. 4;
Hays Area Office, 785-628-3081, ext. 4;
Iola Area Office, 620-365-2901, ext. 4;
Manhattan Area Office, 785-776-7582, ext. 4; and
Newton Area Office, 316-283-0370, ext. 4.
USDA, through its Rural Development mission area, has an active portfolio of more than $197 billion in loans and loan guarantees. These programs are designed to improve the economic stability of rural communities, businesses, residents, farmers and ranchers and improve the quality of life in rural America.