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Save change to jump-start savings

People who claim they can't save money are encouraged to start a change dish or jar, and to make deposits regularly.

"Try saving a quarter a day," said Carol Young, K-State Research and Extension financial management specialist. In a year's time, you'll have $91. Save 50 cents a day to save $182 in a year's time, and a dollar a day to save $365.

"Saving regularly reinforces saving as a habit," said Young, who noted that once individuals see their savings mount up, they can be more motivated to save for short- and long-term goals, while also improving their overall financial well-being.

When several members of a household contribute pocket change, savings build more quickly and can be used to fund a shared goal, such as a weekend outing or special event, she said.

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